HYG Financial Services, Inc. Online Privacy Policy

Date of most recent update: July 19, 2016

Introduction and Scope of Policy

Agreement to Policy

By using or interacting with this Site, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.

Collection of Information

Information that we may collect about you through this Site includes information that you input, such as your name, address, phone number, email address, and other contact information. We may also collect data resulting from your activity on this Site through the use of cookies or similar technologies, such as the websites from which you found this Site, the viewing of pages on this Site, and information associated with your device and access, the type and operating system of your device, the browser you are using, and your IP address. Information collected through this Site may be stored in the United States or other countries. Cookies are small pieces of data stored on your device that enable us to recognize you when you visit the Site and customize it for your needs. They also allow us to keep interactions with the Site secure, maintain continuity during online sessions, gather data about Site usage, and optimize the Site’s performance. If you are uncomfortable with storing cookies on your device, you may set your browser to reject these cookies.

Use of Information

We use the information collected from you or your activity on this tocontact you with product or service information, facilitate your interaction with this Site, conduct surveys or other research and analysis, personalize your experience on this Site, administer your account, and improve the Site’s functionality. We may also use this information, sometimes in conjunction with service providers, in online advertising either on this Site or on third party sites to help determine which of our advertisements are most likely to appeal to you.

Sharing of Information

We may share information collected from you or your activity on this Site with subsidiaries, affiliates, agents or authorized dealers to respond to your requests and facilitate your interaction with this Site. We may also share your information with service providers with whom we work, such as data processors and companies that help us market products and services to you. When permitted or required by law, we may share information with additional third parties for purposes including response to legal process. We will never sell, trade, or rent personally identifiable information we collect from you to third parties.

Security and Safeguards

We have taken reasonable technical, administrative, and physical steps to protect your information collected through this Site from loss, misuse, unauthorized access, disclosure, alteration or destruction. However, as with any Internet, email or other electronic transmission, we cannot guarantee the security of your information.

Other Websites

This Site may include links to other web sites that are not governed by this Policy. All HYGFS web sites that are governed by this Policy will contain a link to this page.

Children’s Privacy

From this Site, we do not knowingly collect personal information from individuals under the age of 13.

Policy Updates and Effective Date

If we make updates to this Policy, we will update the Policy with the changes and revise the “date of most recent update” posted at the top of this Policy. Any updates to the Policy become effective when we post the updates on the Site. Your use of the Site following the update to the Policy means that you accept the updated Policy.